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Many Indians living in the U.S. send money back to family in India. What are the easiest and safest ways to do that?

There are several ways to send money to India. The amount of time it takes, along with cost and level of security vary for each service.

On-line services such as ATM cash allow money to be transferred almost instantly.

On-line services allow you to transfer money to family in India 24/7 from your own computer and ensure that the money gets to the recipient as soon as possible.

Another way to guarantee a quick transfer of money to India is ensuring the recipient has an ATM or debit card. If the recipient is someone trusted, it's often useful for them to have a bank card linked to your checking or savings account.

As long as you are comfortable with the recipient having access to your account at all times, they could have a card and PIN number so that they could have access to cash through an ATM machine.

For situations where you do not want the recipient to have unlimited access to the money, a pre-paid debit card is another way to go. It works just like an ATM card except that it is loaded with a specific amount of money. The cardholder will have no access to funds until you have refilled the pre-paid debit card. At this time you could notify the recipient via phone that money has been added to the card.

Another way that many people find useful in sending money to India is through opening an account with a bank that has branches in both India and the U.S. This way you can ensure easier withdrawals or transfers.

The above steps are some of the ways that will help ensure that money arrives quickly when you need it and in the safest way possible.