Debt Consolidation Credit Counseling In Phoenix

Admittedly, the main reason companies choose to have business credit cards is to enjoy the privilege of raised credit limits. Additionally, most business credit cards will also give the holder access to specifically designed business credit options as well as a host of rewards. Which program you decide to choose will however depend essentially on the requirements of your company.

Airline Rewards Miles

Employee Credit Cards

Generous Credit Line

Rewards Programs For Buying Office Supplies

Gas Rewards Program

Company Logo On Your Cards

CashBack Rewards

In addition to the programs mentioned above, leading credit card companies such as Chase, Discover Card, Advanta and American Express, also understand the importance of being able to tailor a card to best meet a companies financial requirements. As a result, these card suppliers also offer a wide range of additional options.

An additional perk of having a business credit card, is that many of the card companies will provide you with a dedicated agent upon approval of your application. This agent is then at your disposal should you ever require any assistance with specialized business solutions. This, together with the ability to track all expenses 24 hours per day, is something all small businesses can take advantage of.

Full coverage against fraud and possible card theft is not optional for those who apply for a business credit card, but then again, if it's your business it deserves no less. Also, always ensure you read and understand all the terms and condition specific to the card you're applying for, whether it's a MasterCard, or a Visa Card. You'd do this if you were applying for a personal card so be sure to do so when applying for a business card as well.

Did you know that the majority of small businesses fail and go out of business within three years? Surprisingly enough in the majority of cases it is financial instability which is to blame and not a poorly thought out business plan. While having a small business credit card won't make your business bullet proof it will certainly improve your chances of success.

It's undeniable that a business credit card can help your business especially when one considers that the top card companies like Avanta, Discover Card, American Express, Chase and Capital One all want to see you succeed. After all, the more successful your business becomes the more business they'll be doing with you so in essence it's mutually beneficial.

Of course, you're more than likely wondering what's on offer? Well, first of all you can earn cash back. Additionally you can accumulate air miles, you could benefit from rewards earned from gas purchases as well, not to mention all the other benefits such as reduced hotel rates, discounts when eating out at restaurants and even cheaper car rentals.

Having 24 hour access to your account for the purpose of tracking expenditure is essential to any small businesses which for the most part are running on a tightly controlled budget. Likewise, if some of your employees have been issued cards it's also vital that you should be in a position where you can keep tabs on their expenses. Above all else be sure you compare cards before you apply.