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Thursday, February 19, 2009
Every penny saved is money in our pockets. With the economy in such a bad shape, it really is crucial that we spend some time trying to figure out ways to keep more money for ourselves. Here are a few areas that you can easily do around the house to make sure that you aren't wasting money.
The hot water heater is probably too hot. Change it to 110 to 120 degrees and you will still be fine.
Make sure you have a full load of laundries before you use the washer. That way, you are using the least amount of energy per cloth!
Whenever you aren't using the water tap, turn it off to conserve water. You don't need it for most of the time that you are showering anyway.
Same as laundry, so save a full load before you use the dish washer. Actually, just hand wash everything. It's much cheaper!
When your toilet or faucet are leaking, fix it right away because you are wasting water all the time if it's not fixed.
Cut the landline if you don't need it. Most cell phones are adequate these days and you don't really need more than one line anyway.
Cut the cable too. Netflix is so much cheaper and you can watch tv shows on hulu.com etc nowadays. Cable is becoming something that's not needed
If there are rooms that you don't go to often, seal off the vents to the room so heat and air conditioning isn't wasted.
Ventilating fans are great in the summer but make sure they are turning the right way so it doesn't take heat out of the house in the winter.
Interest rates are so low that you should really consider refinancing your home. Every percentage point can be huge money for you in the long run.
The hot water heater is probably too hot. Change it to 110 to 120 degrees and you will still be fine.
Make sure you have a full load of laundries before you use the washer. That way, you are using the least amount of energy per cloth!
Whenever you aren't using the water tap, turn it off to conserve water. You don't need it for most of the time that you are showering anyway.
Same as laundry, so save a full load before you use the dish washer. Actually, just hand wash everything. It's much cheaper!
When your toilet or faucet are leaking, fix it right away because you are wasting water all the time if it's not fixed.
Cut the landline if you don't need it. Most cell phones are adequate these days and you don't really need more than one line anyway.
Cut the cable too. Netflix is so much cheaper and you can watch tv shows on hulu.com etc nowadays. Cable is becoming something that's not needed
If there are rooms that you don't go to often, seal off the vents to the room so heat and air conditioning isn't wasted.
Ventilating fans are great in the summer but make sure they are turning the right way so it doesn't take heat out of the house in the winter.
Interest rates are so low that you should really consider refinancing your home. Every percentage point can be huge money for you in the long run.
About the Author:
Finally, there is a great place to practice frugality and sharing about ways to live below your means. Personal finance guru MoneyNing has setup a blog that talks about frugal living. He also has a subpage that lists out many popular deals and coupons to make sure you get the best deal possible in this tough economy.
posted by Credit Counseling at
4:45 AM
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