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You're almost out of checks and before you run dry you may be thinking about running to the bank. But you can order checks online and save the middleman bank markup. There is no need to let the bank profit from your purchase.

Banking institutions need to make a profit and markup the price of checks they buy from a check manufacturer. When you order checks from the internet direct from the manufacturer you are buying at wholesale prices. You'll not only save money but are able to order from your own computer saving gas, time and taxes.

Check designs and categories cover a diversity of topics. Unique artistic designs are categorized into a category making for many choices in every category.

By ordering direct you'll save about 50%. Personalized check quality is equal or better than that you'd get at your financial institution, delivery is fast, security details in the check comply with all bank standards. There are a larger selection of designs, categories and motifs.

Checkbook covers, matching address labels and contact cards as well as various check formats are offered as well. Side tear, top stub, 3 to a page formats and many other formats are available. Note that when you write your checks that your drafts are covered. Check registers in simple to read and record formats make that possible.

Checks are deposited at the bank. Sometimes, when the payee is uncertain about a check, they will cash that check in the bank against which it was drawn.

When a check is presented and refused at the drawee's bank because of insufficient fund the check will not clear. It's called a bounced check.

Banks make a bonus when they get bounced checks. Their over the top service charges that are imposed make one take quick notice. Keeping accurate records to avoid service charges is essential.