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Thursday, January 29, 2009

Citibank Business Credit Cards For the Small Business Owner

By Caressa Waechter

A business credit card is something that most business owners are going to need at one time or another. Because you are not suppose to mix business and personal funds, it is not a good idea at all to be using a personal credit card for business expenses.

You will find many uses for a business credit card if you are an entrepreneur. The possibilities are limitless - you will use it to pay bills, to travel, or to make company purchases.

There are several to choose from, but one of the top issuers of credit cards for business is CitiBank with their CitiBusiness credit card. If you use a CitiBusiness credit card, you are using a credit card that was made with the business owner in mind.

Because you can request additional credit cards for employees, and set the credit limit for each card, CitiBusiness really lets you control your expenses. You have total control over the management of your CitiBusiness credit cards with the ability to view all charges, view statements and even add employees, all online.

If you have a need for low interest business credit card, CitiBank may just have exactly what you are looking for. Often times they have deals that give you low beginning interest rates on purchases or balance transfers for a given length of time. This really lets you get in control of your finances without any interest to worry about.

CitiBusiness rewards programs with some of their business credit cards. With one of these credit cards you earn a set number of points for every dollar you put on the card. You will have several different choices on how to redeem your points, so you won't be stuck with just one redemption method.

As a business owner, you really do need to have a credit card that is used for your business exclusively. Having such a card allows you to separate your personal and business expenses, as well as keep track of all your business expenses.

Every business could use a credit card, so it is a wise decision to have a credit card that is specifically intended for business use. The CitiBusiness credit cards are a great choice as far as business credit cards are concerned. CitiBusiness cards offer some useful benefits for the entrepreneur, so you really ought to look into their cards for your business.

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