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Wired Plastic Card is a prepaid Visa debit card. You must deposit money on your card and then you can use your card to make purchases or access cash through the ATM.

Your card is accepted both online and over the phone. It is also accepted everywhere you see the visa logo.

Your card can be used to rent a car or make a hotel reservation. You also can sign up for free e-mail and text messaging account alerts.

It has a very unique benefit; they offer card holders a rewards program. You can earn 1 point for every dollar you spend with your card.

These points can be redeemed at participating retailers which includes; Verizon Wireless, Cingular, T-Mobile and more. You can use your points to pay your phone bill; purchase music downloads or ring tones.

This card is issued by Bankfirst and it offers free direct deposit. There is a low $3.95 monthly fee compared to the competition which ranges from $9.95 to $19.95 a month.

It can be used to write a physical paper checks to pay your bills including; cable, utilities, rent, car payment. This will eliminate your need to buy money orders. You can also load money onto your card at 100,000 different retail locations also with a bank transfer and with pay pal.

You are guaranteed to be approved for this card. There is no chexsystems verification or credit check. It will come with a 30 day money back guarantee which can be used for any reason.

Your card will act just like a checking account. If you are in chexsystems it will eliminate the need to purchase money orders or pay check cashing fees.

To qualify for this card you must be 18 years or older. You must be able to comply with the patriot act to verify your identity and have a US resident address. They will not issue you a card if you only have a P.O. Box.

In sum we do suggest the Wired Plastic card. It works just like a bank account.